成人约炮网站

成人约炮网站 International Student Guard.me Opt Out

NOTE: Guard.me opt-outs for the Winter 2026 intake will be accepted from December 1, 2025, to January 16, 2026

Late opt-outs or opt-outs submitted by email will NOT be accepted.

All Winter 2026 policies will be effective January 1, 2026, through December 31, 2026, and will be issued by Guard.me directly during the week of January 26, 2026.

International Student Guard.me

All active international students are required to hold the Guard.me Canada Plan from the first day of their Academic Term unless they can meet the opt-out requirements below.

If you can answer YES to one of the following questions, you can submit an opt-out request via the form below.

  • I have valid New Brunswick Medicare coverage through the end of my academic studies in this year or
  • I have recently changed programs at 成人约炮网站 and have an existing Guard.me policy that will expire after December 31, 2025.

If your New Brunswick Medicare coverage expires before the last day of your studies for this academic year, an opt-out is NOT available, and it is your responsibility to ensure you reapply for New Brunswick Medicare in advance of its expiry.  Applications for Medicare renewal are not accepted for the purposes of opting out.  

For more information on the Guard.me Canada Plan, and the Guard.me Excursion Plan visit  or watch the pre-arrival webinar session.


Frequently Asked Questions

When does my plan start and when will I receive my policy number?
  • Enrollments will be sent to Guard.me by 成人约炮网站 during the second week of the Academic year after the in-class deadline has been passed.
  • Policy active dates are as follows:
    • Fall Term: September 1 through August 31
    • Winter Term: January 1 through December 31
    • Spring Term: April 20 through April 19
  • Policies will be issued on the third-Monday of the term, after the withdrawal deadline.
When can I enroll my dependents in the Guard.me Canada Plan?
  • You can enroll your dependents in the plan as long as you have your policy number.Policy numbers will be issued on the third Monday of the intake term by Guard.me directly with your policy coverage information.
  • For early enrollment in case of emergency please email International@nbcc.ca with the following subject line:Guard.me Policy Student ID 5000000
What is the cost of dependent enrollment?

Please contact Guard.me directly for details on dependent enrollment.

What does Guard.me cover?
  • Guard.me Canada is travel insurance and covers most costs related to emergencies and acute care required while you are living outside of your home country.
  • Please watch the recorded pre-arrival webinar session for details.
I received my New Brunswick Medicare after the opt out deadline, can I get a partial refund?

No.  Guard.me policies are purchased for 1 calendar year, and mid-year opt outs are not available.  

I withdrew from my program after the policy was purchased. Will my policy remain active?
  • Students who are withdrawn from their programs before the full tuition and fees withdrawal date for their intake term per the Academic Calendar will have their policies cancelled and the cost of the plan refunded.
  • Students who are withdrawn after the full tuition and fees withdrawal date for their intake term will not be refunded and the policy will remain active for the duration of the policy.
Can I purchase early-arrival insurance from Guard.me if I am arriving before my plan starts?

Yes.  Guard.me early arrival insurance is available for purchase for up to 4 weeks in advance of your program start date.  Please visit the for details.  Early arrival insurance is not coordinated by 成人约炮网站. 

What is the GuardMe Excursion Plan?

The GuardMe Excursion Plan provides coverage for critical aid services and out of province emergency services that New Brunswick Medicare will not cover. International students cannot be excluded from this coverage.


Opt-Out Form

Note: The next opt-out period for the Winter 2026 intake will be accepted from December 1, 2025, to January 16, 2026

Applicant Information

Program Information

Proof of Coverage

Upload proof of coverage:

  • Copy of your New Brunswick Medicare card OR
  • New Brunswick Medicare Letter that demonstrates your Medicare coverage dates OR
  • Copy of your valid Guard.me insurance policy document